BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Jason Edwards eXp Realty//Hampton Roads Homeowner Calendar 2027/
 /EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALDESC:Seasonal house care and tax/insurance deadlines for Hampton R
 oads homeowners, from Jason Edwards.
X-WR-CALNAME:Hampton Roads Homeowner Calendar 2027
X-WR-TIMEZONE:America/New_York
BEGIN:VEVENT
SUMMARY:[Money] Make sure your December tax bill actually got paid
DTSTART;VALUE=DATE:20270102
DTEND;VALUE=DATE:20270103
DTSTAMP:20261009T120000Z
UID:8fe8249ddb9afd96fc4b@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Look up your property on your city treasurer's site and conf
 irm the December real estate installment shows paid (Dec 5 in most cities
 \; Dec 31 in Chesapeake and Portsmouth).\n- When your lender's annual escr
 ow analysis shows up\, check it against your real tax and insurance bills.
  A shortage means your monthly payment is about to go up.\n- Save your mor
 tgage Form 1098 and your city tax receipts in one folder for tax time.\n- 
 If you PCS'd or changed your state of legal residence last year\, note it 
 now. You'll need it for the car tax exemption and your Virginia return.\n
 \nWhy: City treasurers here (Newport News spells it out) only send the bil
 l to your lender if the lender asks for it\, and if it slips through\, the
  delinquent notice and the penalty come to you\, not the bank.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Get ahead of termite swarm season
DTSTART;VALUE=DATE:20270206
DTEND;VALUE=DATE:20270207
DTSTAMP:20261009T120000Z
UID:0a3ca80ce75135a358ec@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Find your termite bond paperwork and confirm it's current. I
 f you don't have one\, get an inspection scheduled before March.\n- Pull m
 ulch\, pine straw and soil back so there's a few inches of clear foundatio
 n showing all the way around the house.\n- Fix anything that keeps the soi
 l wet against the house: a dripping spigot\, a downspout that dumps at the
  foundation\, an AC condensate line draining right at the wall.\n- Learn t
 he difference: swarming termites have straight antennae and two pairs of e
 qual-length wings. If you find wings piling up on a windowsill\, call some
 one.\n\nWhy: Our damp sandy and clay soils are ideal for subterranean term
 ites\, and they usually swarm here on warm days after rain from March thro
 ugh May\, so February is your last quiet month to get a bond and an inspec
 tion in place.\n\nNeed a vendor? Text Jason at 757-654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Clocks spring forward Sunday Mar 14: switch the house over
  to cooling
DTSTART;VALUE=DATE:20270313
DTEND;VALUE=DATE:20270314
DTSTAMP:20261009T120000Z
UID:29731bea414b0576036c@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Book your AC tune-up now\, before the first 85-degree week w
 hen every HVAC company in town is booked out.\n- Hose off the outdoor cond
 enser coil (gently\, top down\, power off). Salt air and spring pollen bot
 h crud it up.\n- Put a fresh filter in now\, and plan on another one once 
 the pine pollen is done in April.\n- While you're changing clocks Sunday: 
 test smoke and CO alarms and swap batteries.\n\nWhy: Our cooling season ru
 ns long and humid\, an AC that limps through May will quit in July\, and u
 nits near the water corrode faster from salt air.\n\nNeed a vendor? Text J
 ason at 757-654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Real estate tax quarterly installment due Mar 31 (Norfolk
 \, Chesapeake\, Portsmouth)
DTSTART;VALUE=DATE:20270331
DTEND;VALUE=DATE:20270401
DTSTAMP:20261009T120000Z
UID:96215afad321f41dec9c@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Norfolk: 3rd quarter due Mar 31.\n- Chesapeake: 3rd installm
 ent due Mar 31.\n- Portsmouth: 3rd quarter (with stormwater fee) due Mar 3
 1.\n- Escrowed? Confirm on the treasurer's site that your lender paid it.
 \n\nWhy: These three cities bill real estate tax four times a year\, not t
 wice\, which surprises a lot of buyers coming from out of state.\n\nIf the
  date lands on a weekend or holiday\, Hampton Roads treasurers generally m
 ove it to the next business day\, but check your city treasurer before you
  count on that.\nSources: https://norfolk.gov/1163/Calendar-of-Due-Dates h
 ttps://cityofchesapeake.net/972/Due-Dates https://www.portsmouthva.gov/lic
 ense-fee-and-tax-due-dates
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Real estate tax quarterly installment due
  Mar 31 (Norfolk\, Chesapeake\, Portsmouth)
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Insurance check-up before hurricane season (flood buy-by d
 ate is May 1)
DTSTART;VALUE=DATE:20270403
DTEND;VALUE=DATE:20270404
DTSTAMP:20261009T120000Z
UID:a9b43b43d81eef8f0f89@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Pull up your homeowners policy and find your hurricane or wi
 ndstorm deductible. Here it's often a percentage of your dwelling coverage
 \, not a flat dollar amount\, so do the math.\n- Remember standard homeown
 ers insurance doesn't cover flood. If you don't have a flood policy\, get 
 a quote now. It has a 30-day wait before it kicks in.\n- Walk the house wi
 th your phone and video every room\, closet and the garage. Save it to the
  cloud\, not just your phone.\n- If your insurance is escrowed\, confirm t
 he renewal premium matches what your lender has on file.\n\nWhy: Hurricane
  season starts June 1\, flood policies generally don't take effect for 30 
 days\, and a lot of streets here flood in a heavy rain even when you're no
 t in a mapped flood zone.\n\nNeed a vendor? Text Jason at 757-654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] If your home has a well or septic: septic pump-out check
DTSTART;VALUE=DATE:20270410
DTEND;VALUE=DATE:20270411
DTSTAMP:20261009T120000Z
UID:c266acb7922e7eddd607@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Find your last pump-out receipt. If it's been about 5 years
 \, schedule one now.\n- If you're in a Chesapeake Bay Preservation Area (m
 uch of Hampton Roads)\, the state rules require a pump-out (or a passing i
 nspection) at least once every 5 years\, and some cities send compliance n
 otices. Suffolk runs a zone schedule.\n- Keep cars\, sheds and downspout w
 ater off the drainfield.\n- Watch for soggy spots or a sewage smell over t
 he drainfield after heavy rain.\n\nWhy: Septic systems are common in Suffo
 lk and Chesapeake\, our high water table and heavy rain stress drainfields
 \, and missing a Bay Act pump-out notice can mean a violation letter on to
 p of a repair.\n\nNeed a vendor? Text Jason at 757-654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Tax relief applications start closing (owners 65+ or perma
 nently disabled)
DTSTART;VALUE=DATE:20270430
DTEND;VALUE=DATE:20270501
DTSTAMP:20261009T120000Z
UID:7ab215a57efaa4e98e49@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Portsmouth: Jan 1 to Apr 30.\n- Chesapeake: file by May 15.
 \n- Norfolk: Feb 1 to Jun 1 (Human Services).\n- Virginia Beach: Feb 1 to 
 Jun 30 (by appointment). Suffolk: Jan 1 to Jun 30 (Social Services). Hampt
 on: Feb 1 to Aug 31. Newport News: by Aug 31. Disabled veteran (100% P&T) 
 exemption: no deadline\, apply anytime.\n\nWhy: Each Hampton Roads city ru
 ns its own relief program with its own window\, and most require a new app
 lication every year.\n\nIf the date lands on a weekend or holiday\, Hampto
 n Roads treasurers generally move it to the next business day\, but check 
 your city treasurer before you count on that.\nSources: https://va-portsmo
 uth.civicplus.com/163/Exempt-Property https://cityofchesapeake.net/972/Due
 -Dates https://norfolk.gov/1163/Calendar-of-Due-Dates https://s3.us-east-1
 .amazonaws.com/virginia-beach-departments-docs/cor/TaxRelief/COR-Program-R
 equirements.pdf http://www.suffolkva.us/800/Tax-Relief-Program https://www
 .hampton.gov/570/Due-Dates https://www.nnva.gov/DocumentCenter/View/42575/
 2026-2027-Real-Estate-Tax-Exemption---Gen-Info-and-Instructions https://la
 w.lis.virginia.gov/vacode/title58.1/chapter32/section58.1-3219.5/
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Tax relief applications start closing (ow
 ners 65+ or permanently disabled)
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Flood insurance buy-by date for coverage by June 1
DTSTART;VALUE=DATE:20270501
DTEND;VALUE=DATE:20270502
DTSTAMP:20261009T120000Z
UID:2f138e8933dd94b5ae06@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Buy or renew flood coverage by today so the usual 30-day wai
 ting period ends before hurricane season starts June 1.\n- Flood coverage 
 is a separate policy\, not part of homeowners insurance.\n- Ask whether yo
 u also want contents coverage. It's separate from the building coverage.\n
 \nWhy: Flood policies generally take 30 days to kick in\, and in a low-lyi
 ng coastal region you can't buy one once a storm is in the forecast and ex
 pect it to cover you.\n\nIf the date lands on a weekend or holiday\, Hampt
 on Roads treasurers generally move it to the next business day\, but check
  your city treasurer before you count on that.\nSources: https://www.fema.
 gov/faq/waiting-period-activating-flood-policy https://www.nhc.noaa.gov/
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Flood insurance buy-by date for coverage 
 by June 1
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Storm-proof the outside before June 1
DTSTART;VALUE=DATE:20270501
DTEND;VALUE=DATE:20270502
DTSTAMP:20261009T120000Z
UID:cb28b08896b49304e2ce@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Look up your evacuation zone (A through D) at VDEM's Know Yo
 ur Zone map and write it on the fridge.\n- Have dead limbs and any leaning
  pines over the roof looked at and trimmed now. Tree crews are slammed aft
 er a named storm.\n- Clean the pine pollen and needles out of the gutters
 \, and make sure downspouts carry water at least 4 to 6 feet away from the
  foundation.\n- If you have a generator\, run it under load for 20 minutes
  and buy fuel stabilizer. Plan where it sits: outside\, away from doors an
 d windows.\n\nWhy: Hampton Roads is low-lying and a big pine-tree area\, s
 o falling limbs and clogged gutters cause more storm damage here than the 
 wind itself\, and the time to fix them is before the season opens June 1.
 \n\nNeed a vendor? Text Jason at 757-654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Virginia income tax return due (May 1 is a Saturday in 202
 7\, so Mon May 3)
DTSTART;VALUE=DATE:20270503
DTEND;VALUE=DATE:20270504
DTSTAMP:20261009T120000Z
UID:7a2e46eaacd400ff68f3@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Virginia's individual return is due May 1\, or the next busi
 ness day when May 1 lands on a weekend or holiday.\n- Military: if your le
 gal residence is another state\, your military pay isn't Virginia income\,
  and your spouse may qualify too if you share the same legal residence.\n
 \nWhy: Virginia's deadline is two weeks after the federal one\, and new ar
 rivals often miss it or file as a resident when they shouldn't.\n\nIf the 
 date lands on a weekend or holiday\, Hampton Roads treasurers generally mo
 ve it to the next business day\, but check your city treasurer before you 
 count on that.\nSources: https://www.tax.virginia.gov/when-to-file https:/
 /www.tax.virginia.gov/laws-rules-decisions/tax-bulletins/10-1
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Virginia income tax return due (May 1 is 
 a Saturday in 2027\, so Mon May 3)
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] If your home has a well or septic: annual well water test
DTSTART;VALUE=DATE:20270508
DTEND;VALUE=DATE:20270509
DTSTAMP:20261009T120000Z
UID:3b2218715b84e2788bf5@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Have the water tested for bacteria (and nitrates) by a certi
 fied lab. Do it every year.\n- Check that the well cap is tight and sealed
 \, and the ground slopes away from the wellhead.\n- Retest after any flood
 ing that reaches the wellhead.\n- Keep fertilizer\, fuel and pet waste awa
 y from the well.\n\nWhy: Private wells are common in rural Suffolk and sou
 thern Chesapeake\, and in a low-lying\, flood-prone area surface water can
  get into a well without changing how the water looks or tastes.\n\nNeed a
  vendor? Text Jason at 757-654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Car tax (personal property) due June 5 in most Hampton Roa
 ds cities
DTSTART;VALUE=DATE:20270605
DTEND;VALUE=DATE:20270606
DTSTAMP:20261009T120000Z
UID:02420b2f8efcbb064750@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- June 5: Virginia Beach\, Chesapeake\, Norfolk and Portsmouth
  (annual bill)\, plus the 1st half in Hampton and Newport News. Suffolk's 
 car tax is due Dec 5.\n- June 5\, 2027 is a Saturday. Most cities move it 
 to the next business day\, but check your city treasurer.\n- Active duty w
 ith legal residence in another state: a car titled only to you (or to you 
 and a spouse with the same legal residence) is generally exempt. Give the 
 Commissioner of the Revenue a current LES showing your state of legal resi
 dence. Spouses may need a military ID and an affidavit\, and a co-owner wh
 o isn't the service member or spouse usually kills the exemption.\n- Car t
 ax isn't escrowed\, so this one is on you.\n\nWhy: Virginia's car tax catc
 hes a lot of newcomers off guard\, and active-duty owners from out of stat
 e often pay it when they didn't have to.\n\nIf the date lands on a weekend
  or holiday\, Hampton Roads treasurers generally move it to the next busin
 ess day\, but check your city treasurer before you count on that.\nSources
 : https://treasurer.virginiabeach.gov/taxes-licenses-collections/personal-
 property https://cityofchesapeake.net/972/Due-Dates https://norfolk.gov/11
 63/Calendar-of-Due-Dates https://www.portsmouthva.gov/license-fee-and-tax-
 due-dates https://www.hampton.gov/570/Due-Dates https://www.nnva.gov/618/P
 ersonal-Property-Tax https://www.suffolkva.us/971/Specific-Due-Dates https
 ://www.tax.virginia.gov/laws-rules-decisions/tax-bulletins/10-1
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Car tax (personal property) due June 5 in
  most Hampton Roads cities
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Mosquito and standing-water patrol
DTSTART;VALUE=DATE:20270605
DTEND;VALUE=DATE:20270606
DTSTAMP:20261009T120000Z
UID:f797511a7663c1e911c7@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Once a week after it rains\, tip out anything holding water:
  buckets\, kids' toys\, tarps\, plant saucers\, the boat cover.\n- Clear t
 he gutters and any corrugated downspout extensions. They hold water and br
 eed mosquitoes.\n- Look for low spots in the yard that stay wet more than 
 a couple of days\, and note them for a drainage fix.\n- Flush the AC conde
 nsate line with a cup of white vinegar so it doesn't clog and back up.\n\n
 Why: Our summers are hot\, humid and stormy\, so standing water turns into
  mosquitoes within about a week\, and a clogged condensate line is one of 
 the most common summer water leaks I see in houses here.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Real estate tax due June 5 in most Hampton Roads cities (S
 at in 2027)
DTSTART;VALUE=DATE:20270605
DTEND;VALUE=DATE:20270606
DTSTAMP:20261009T120000Z
UID:36bf72d6900810d7b628@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- June 5: Virginia Beach\, Suffolk\, Hampton\, Newport News (s
 emiannual)\, plus Norfolk 4th quarter and Chesapeake 4th installment. Ches
 apeake's 1st-half stormwater fee is due too.\n- Portsmouth is different: 4
 th quarter is due June 30.\n- June 5\, 2027 is a Saturday. Most of these c
 ities move it to the next business day (Mon June 7)\, but check your city 
 treasurer.\n- Escrowed? Confirm your lender paid it.\n\nWhy: This is the b
 iggest tax week of the year in Hampton Roads\, and a missed bill gets pena
 lty and interest even if you never received it.\n\nIf the date lands on a 
 weekend or holiday\, Hampton Roads treasurers generally move it to the nex
 t business day\, but check your city treasurer before you count on that.\n
 Sources: https://treasurer.virginiabeach.gov/taxes-licenses-collections/re
 al-estate https://www.suffolkva.us/971/Specific-Due-Dates https://www.hamp
 ton.gov/570/Due-Dates https://www.nnva.gov/FAQ.aspx?QID=196 https://norfol
 k.gov/1163/Calendar-of-Due-Dates https://cityofchesapeake.net/972/Due-Date
 s https://www.portsmouthva.gov/license-fee-and-tax-due-dates
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Real estate tax due June 5 in most Hampto
 n Roads cities (Sat in 2027)
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Portsmouth real estate tax 4th quarter due June 30
DTSTART;VALUE=DATE:20270630
DTEND;VALUE=DATE:20270701
DTSTAMP:20261009T120000Z
UID:a4dd0fadf52164149eec@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Portsmouth 4th quarter real estate tax and stormwater fee du
 e June 30 (July 5 if you're 65 or older).\n- Escrowed? Confirm your lender
  paid it.\n\nWhy: Portsmouth's quarterly dates don't match the rest of the
  region\, so people who moved over from another Hampton Roads city tend to
  miss them.\n\nIf the date lands on a weekend or holiday\, Hampton Roads t
 reasurers generally move it to the next business day\, but check your city
  treasurer before you count on that.\nSources: https://www.portsmouthva.go
 v/license-fee-and-tax-due-dates
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Portsmouth real estate tax 4th quarter du
 e June 30
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Humidity check inside and under the house
DTSTART;VALUE=DATE:20270703
DTEND;VALUE=DATE:20270704
DTSTAMP:20261009T120000Z
UID:3c0c1dbb8631e383deff@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Buy a cheap hygrometer and check indoor humidity. You want r
 oughly 30 to 50 percent. If it's higher with the AC running\, something's 
 off.\n- Pop open the crawlspace door with a flashlight: look for standing 
 water\, wet or torn vapor barrier\, and sagging insulation.\n- Run bathroo
 m fans 20 minutes after showers\, and check closets on outside walls for m
 usty smells.\n- If you have a crawlspace dehumidifier\, empty or check its
  drain and clean the filter.\n\nWhy: Long\, sticky summers plus the region
 's many crawlspaces mean moisture builds under the house\, and that's wher
 e mold\, wood rot and the termite problem start.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Before peak hurricane season: roof and the salty stuff out
 side
DTSTART;VALUE=DATE:20270807
DTEND;VALUE=DATE:20270808
DTSTAMP:20261009T120000Z
UID:78e2091ea8a9aff0f670@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- From the ground with binoculars (or have a roofer do it)\, l
 ook for lifted or missing shingles\, and for loose flashing around vents a
 nd chimneys.\n- Rinse the AC condenser\, outdoor light fixtures and metal 
 railings with fresh water. Salt eats them.\n- Restock the hurricane kit: w
 ater\, batteries\, flashlights\, meds\, phone power banks\, copies of insu
 rance and ID.\n- Update your home inventory video if you bought anything b
 ig this year.\n\nWhy: Our hurricane activity usually peaks from mid-August
  through October\, and a loose shingle or a corroded condenser is a cheap 
 fix now and an expensive claim later.\n\nNeed a vendor? Text Jason at 757-
 654-5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] King tide and nor'easter season: know where the water goes
DTSTART;VALUE=DATE:20270904
DTEND;VALUE=DATE:20270905
DTSTAMP:20261009T120000Z
UID:0c718b43b86b9832d43f@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Learn which roads around your house flood at high tide and i
 n heavy rain. Your city's flood or storm-alert notifications can help.\n- 
 Have a 'move the car' plan: a parking garage or high ground you can get to
  before a big tide or storm.\n- Clear leaves and debris off the storm drai
 n in front of your house and any yard drains.\n- Make sure foundation vent
 s\, window wells and the crawlspace door close tight and the sump pump (if
  you have one) actually runs.\n\nWhy: Fall king tides and nor'easters push
  water into low-lying neighborhoods here even on sunny days\, and saltwate
 r ruins cars and HVAC units fast.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Real estate tax 1st quarter due Sept 30 (Norfolk\, Chesape
 ake\, Portsmouth)
DTSTART;VALUE=DATE:20270930
DTEND;VALUE=DATE:20271001
DTSTAMP:20261009T120000Z
UID:035fa580ba6f0668590f@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Norfolk 1st quarter\, Chesapeake 1st installment\, Portsmout
 h 1st quarter (Oct 5 if you're 65 or older).\n- First bill since the July 
 1 rate change\, so check the amount against last year.\n- Escrowed? Confir
 m your lender paid it.\n\nWhy: These are the first bills of the new city f
 iscal year\, which starts July 1 here\, so a new tax rate or assessment sh
 ows up now.\n\nIf the date lands on a weekend or holiday\, Hampton Roads t
 reasurers generally move it to the next business day\, but check your city
  treasurer before you count on that.\nSources: https://norfolk.gov/1163/Ca
 lendar-of-Due-Dates https://cityofchesapeake.net/972/Due-Dates https://www
 .portsmouthva.gov/license-fee-and-tax-due-dates
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Real estate tax 1st quarter due Sept 30 (
 Norfolk\, Chesapeake\, Portsmouth)
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Heat check before the first cold snap
DTSTART;VALUE=DATE:20271002
DTEND;VALUE=DATE:20271003
DTSTAMP:20261009T120000Z
UID:5ab45650853be63e2d1d@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Book a heating tune-up. Heat pumps need the backup heat stri
 ps checked\; gas furnaces need a burner and CO check.\n- Clean the dryer v
 ent all the way to the outside. Humid air plus lint packs it fast.\n- Swap
  the HVAC filter again.\n- Check weatherstripping on doors and the attic h
 atch.\n\nWhy: Our winters are mild\, so heating systems sit idle for month
 s and often get tested for the first time on the coldest night of the year
 \, when nobody can get a tech out.\n\nNeed a vendor? Text Jason at 757-654
 -5563.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[House] Clocks fall back Sunday Nov 7: winterize the outside
DTSTART;VALUE=DATE:20271106
DTEND;VALUE=DATE:20271107
DTSTAMP:20261009T120000Z
UID:005c29cca28d7c958846@hr-homeowner-calendar-2027
CATEGORIES:MAINTENANCE
DESCRIPTION:- Disconnect garden hoses and put foam covers on outdoor spigo
 ts. If you have an inside shutoff for them\, close it and drain the line.
 \n- If your crawlspace is vented (not sealed)\, close the foundation vents
  for winter and check pipe insulation under there.\n- Have the irrigation 
 system blown out or drained if you have one.\n- Clocks change Sunday: test
  smoke and CO alarms again.\n\nWhy: Hard freezes are rare here\, so a lot 
 of houses aren't set up for them\, and pipes in vented crawlspaces and out
 door spigots are what burst when an ice storm finally comes through.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Get your tax status right before January 1
DTSTART;VALUE=DATE:20271204
DTEND;VALUE=DATE:20271205
DTSTAMP:20261009T120000Z
UID:7fe99581f869ed2d6690@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Sold\, bought or moved a car this year? Tell your city's Com
 missioner of the Revenue. Virginia car tax is based on what you own as of 
 January 1\, and it follows where the car is kept.\n- Active duty with lega
 l residence in another state? Make sure your current LES is on file with t
 he Commissioner of the Revenue so your car stays exempt (details in the Ju
 ne 5 car tax entry).\n- Rated 100% permanent and total by the VA? You can 
 apply for the Virginia real estate tax exemption on your home anytime. Rea
 pply if you move. Ask about the one-vehicle car tax exemption too.\n- 65 o
 r older\, or permanently disabled? Look at your city's tax relief program.
  Windows open Jan 1 or Feb 1 depending on the city.\n\nWhy: Virginia local
 ities assess cars as of January 1 and each city runs its own exemptions\, 
 so a five-minute call in December saves you a full year's bill in Hampton 
 Roads.
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Car tax (personal property) due Dec 5 in Suffolk\, Hampton
  and Newport News
DTSTART;VALUE=DATE:20271205
DTEND;VALUE=DATE:20271206
DTSTAMP:20261009T120000Z
UID:8185fb8904aae5e9dc5e@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Suffolk: annual car tax and vehicle license fee due Dec 5.\n
 - Hampton and Newport News: 2nd half due Dec 5.\n- Dec 5\, 2027 is a Sunda
 y. Most cities move it to the next business day\, but check your city trea
 surer.\n- Military non-residents: confirm your LES exemption is on file.\n
 \nWhy: Suffolk bills car tax in December\, not June like most of its neigh
 bors\, and Hampton and Newport News split it in two\, so people who move w
 ithin the region get caught by the change.\n\nIf the date lands on a weeke
 nd or holiday\, Hampton Roads treasurers generally move it to the next bus
 iness day\, but check your city treasurer before you count on that.\nSourc
 es: https://www.suffolkva.us/971/Specific-Due-Dates https://www.hampton.go
 v/570/Due-Dates https://www.nnva.gov/618/Personal-Property-Tax
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Car tax (personal property) due Dec 5 in 
 Suffolk\, Hampton and Newport News
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Real estate tax due Dec 5 in most Hampton Roads cities (Su
 n in 2027)
DTSTART;VALUE=DATE:20271205
DTEND;VALUE=DATE:20271206
DTSTAMP:20261009T120000Z
UID:74df8c5d0b97b1de7d57@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Dec 5: Virginia Beach\, Suffolk\, Hampton\, Newport News (se
 miannual)\, plus Norfolk 2nd quarter.\n- Chesapeake and Portsmouth are due
  Dec 31 instead.\n- Dec 5\, 2027 is a Sunday. Most cities move it to Mon D
 ec 6\, but check your city treasurer.\n- Escrowed? Confirm your lender pai
 d it.\n\nWhy: This is the second big tax date in Hampton Roads\, and it la
 nds during the holidays when bills get buried.\n\nIf the date lands on a w
 eekend or holiday\, Hampton Roads treasurers generally move it to the next
  business day\, but check your city treasurer before you count on that.\nS
 ources: https://treasurer.virginiabeach.gov/taxes-licenses-collections/rea
 l-estate https://www.suffolkva.us/971/Specific-Due-Dates https://www.hampt
 on.gov/570/Due-Dates https://www.nnva.gov/FAQ.aspx?QID=196 https://www.nor
 folk.gov/4812/Real-Estate-Tax
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Real estate tax due Dec 5 in most Hampton
  Roads cities (Sun in 2027)
TRIGGER:-P14D
END:VALARM
END:VEVENT
BEGIN:VEVENT
SUMMARY:[Money] Real estate tax due Dec 31 in Chesapeake and Portsmouth
DTSTART;VALUE=DATE:20271231
DTEND;VALUE=DATE:20280101
DTSTAMP:20261009T120000Z
UID:89232edb89bc26a8b20c@hr-homeowner-calendar-2027
CATEGORIES:MONEY
DESCRIPTION:- Chesapeake 2nd installment and 2nd-half stormwater fee due D
 ec 31.\n- Portsmouth 2nd quarter (with stormwater fee) due Dec 31 (Jan 5 i
 f you're 65 or older).\n- Dec 31\, 2027 is a Friday and may be observed as
  the New Year's holiday. Pay early\, or check your city treasurer for the 
 actual deadline.\n- Escrowed? Confirm your lender paid it.\n\nWhy: These t
 wo cities are due at the very end of the year\, after everyone else's Dece
 mber deadline has passed\, so they're easy to forget.\n\nIf the date lands
  on a weekend or holiday\, Hampton Roads treasurers generally move it to t
 he next business day\, but check your city treasurer before you count on t
 hat.\nSources: https://cityofchesapeake.net/218/Real-Estate-Taxes https://
 cityofchesapeake.net/972/Due-Dates https://www.portsmouthva.gov/license-fe
 e-and-tax-due-dates
TRANSP:TRANSPARENT
BEGIN:VALARM
ACTION:DISPLAY
DESCRIPTION:Reminder in 2 weeks: Real estate tax due Dec 31 in Chesapeake 
 and Portsmouth
TRIGGER:-P14D
END:VALARM
END:VEVENT
END:VCALENDAR