:root{--navy:#1F3A93;--navy-d:#172c70;--gold:#CBA135;--off:#F8F5F2;--taupe:#DAD2C8;--char:#4A4A4A;--white:#fffdfb;
--serif:"Playfair Display","Libre Baskerville",Georgia,serif;--sans:"Open Sans",Lato,system-ui,-apple-system,sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--off);color:var(--char);font:400 16px/1.6 var(--sans);-webkit-text-size-adjust:100%}
a{color:var(--navy)}
img{max-width:100%;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:9}
h1,h2,h3{font-family:var(--serif);color:var(--navy);font-weight:700;line-height:1.15;margin:0}
h1 em,h2 em,h3 em{font-style:italic;font-weight:500;color:var(--gold)}
.kicker{font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin:0 0 14px}
/* top bar */
.topbar{background:var(--off);border-bottom:1px solid var(--taupe);position:sticky;top:0;z-index:5}
.topbar-in{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{height:46px;width:auto}
.toplink{font:600 13px var(--sans);text-decoration:none;color:var(--navy);border:1px solid var(--navy);border-radius:999px;padding:7px 14px}
/* hero */
.hero{padding:56px 0 52px;background:linear-gradient(180deg,var(--off) 0%,#f1ece6 100%);border-bottom:1px solid var(--taupe)}
.hero-in{max-width:760px}
.hero h1{font-size:clamp(38px,9vw,64px);letter-spacing:-.01em}
.hero h1 em{display:inline}
.intro{font-size:17px;margin:22px 0 28px;max-width:620px}
.btn{display:inline-block;text-decoration:none;font:700 15px/1 var(--sans);border-radius:999px;padding:14px 22px;transition:transform .15s,background .15s}
.btn:active{transform:scale(.98)}
.btn-big{background:var(--navy);color:var(--off);font-size:18px;padding:19px 34px;box-shadow:0 8px 22px rgba(31,58,147,.25);border-bottom:3px solid var(--gold)}
.btn-big:hover{background:var(--navy-d)}
.sub-note{margin:16px 0 6px;font-size:14px}
.help{font-size:13px;margin:0;color:#6b6560}
.help a{color:var(--navy);font-weight:600}
.howto{margin-top:18px;font-size:14px;background:var(--white);border:1px solid var(--taupe);border-radius:12px;padding:12px 16px;max-width:620px}
.howto summary{cursor:pointer;font-weight:700;color:var(--navy)}
.howto p{margin:10px 0 0}
.howto code{word-break:break-all;font-size:12px;background:var(--off);padding:2px 5px;border-radius:4px}
/* sections */
.section{padding:64px 0}
.section h2{font-size:clamp(30px,7vw,46px)}
.lede{font-size:16px;max-width:620px;margin:14px 0 28px}
.money{background:var(--navy);color:#e9e6f2}
.money h2{color:var(--off)}.money .lede{color:#d9dcef}
.optional{background:#efe9e2}
/* city filter */
.cities{display:flex;gap:8px;overflow-x:auto;padding:4px 2px 14px;margin:0 -22px 10px;padding-left:22px;padding-right:22px;scrollbar-width:none}
.cities::-webkit-scrollbar{display:none}
.city{flex:0 0 auto;font:600 14px var(--sans);color:var(--off);background:transparent;border:1px solid rgba(248,245,242,.45);border-radius:999px;padding:9px 15px;cursor:pointer}
.city.on{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.citypanel{background:rgba(248,245,242,.08);border:1px solid rgba(203,161,53,.6);border-radius:14px;padding:18px 20px;margin:0 0 22px;color:var(--off)}
.citypanel h3{color:var(--off);font-size:24px}
.citypanel dl{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;margin:12px 0}
.citypanel dt{font-weight:700;color:var(--gold)}.citypanel dd{margin:0}
.citypanel .shift{color:#d9dcef}.citypanel .sources a{color:var(--off)}
/* cards */
.grid{display:grid;gap:18px;grid-template-columns:1fr}
@media(min-width:760px){.grid{grid-template-columns:repeat(2,1fr)}.section{padding:84px 0}}
@media(min-width:1040px){.grid{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--white);color:var(--char);border:1px solid var(--taupe);border-radius:16px;padding:22px 20px 20px;box-shadow:0 2px 0 rgba(74,74,74,.04);display:flex;flex-direction:column}
.card-money{border-top:4px solid var(--gold)}
.card-house{border-top:4px solid var(--navy)}
.card-head{display:flex;align-items:center;gap:14px;margin-bottom:16px}
.chip{width:58px;flex:0 0 58px;text-align:center;border-radius:10px;background:var(--navy);color:var(--off);padding:6px 0 7px;line-height:1}
.card-money .chip{background:var(--gold);color:var(--navy)}
.chip-m{display:block;font:700 11px var(--sans);letter-spacing:.12em;text-transform:uppercase}
.chip-d{display:block;font:700 26px var(--serif);margin:3px 0 2px}
.chip-w{display:block;font:600 10px var(--sans);opacity:.8;text-transform:uppercase;letter-spacing:.08em}
.card-tags{display:flex;flex-wrap:wrap;gap:6px}
.tag{font:700 10.5px/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;border-radius:999px;padding:6px 10px}
.tag-money{background:#f6ecd1;color:#7a5d12}
.tag-house{background:#e3e8f6;color:var(--navy)}
.tag-opt{background:var(--taupe);color:var(--char)}
.card .label{font:700 10.5px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin:14px 0 6px}
.card .label:first-of-type{margin-top:0}
.card h3{font-size:22px;line-height:1.22}
.why{margin:0;font-family:var(--serif);font-style:italic;font-size:16.5px;line-height:1.5;color:#3d3d3d}
.checklist{list-style:none;margin:0;padding:0}
.checklist li{display:flex;gap:10px;padding:7px 0;border-bottom:1px dashed #e6dfd6;font-size:15px}
.checklist li:last-child{border-bottom:0}
.box{flex:0 0 16px;width:16px;height:16px;border:1.5px solid var(--gold);border-radius:4px;margin-top:4px}
.citylines{margin-top:12px}
.cityline{margin:4px 0;font-size:14px;padding:6px 10px;background:var(--off);border-radius:8px}
.cityline strong{color:var(--navy)}
.cityline-all{margin:12px 0 0;font-size:13px;font-weight:600;color:var(--navy)}
.card .shift{font-size:12.5px;line-height:1.5;color:#6b6560;background:#faf6ee;border-left:3px solid var(--gold);padding:8px 10px;margin:14px 0 0;border-radius:0 6px 6px 0}
.vendor{margin-top:auto;padding-top:6px}
.vendor p{margin:0 0 10px;font-size:14px}
.vendor .label{margin-top:16px}
.vendor-diy p:last-child{color:#6b6560}
.btn-sms{background:var(--gold);color:var(--navy);width:100%;text-align:center}
.btn-sms:hover{background:#d7b04a}
.sources{font-size:11.5px;color:#8a837c;margin:14px 0 0;line-height:1.5;word-break:break-word}
.sources a{color:#6b6560}
/* filtered state */
.filtered .cityline{display:none}.filtered .cityline.match{display:block;background:#f6ecd1}
.card[hidden],.citypanel[hidden]{display:none}
/* about */
.about-in{display:flex;flex-direction:column;gap:22px;max-width:780px}
.headshot{width:140px;height:140px;border-radius:50%;object-fit:cover;border:4px solid var(--gold)}
.about p{font-size:16px;margin:14px 0 20px}
.about .btn-sms{width:auto;padding:14px 28px}
@media(min-width:760px){.about-in{flex-direction:row;align-items:center;gap:36px}.headshot{width:170px;height:170px;flex:0 0 170px}}
/* footer */
.footer{background:var(--char);color:#e8e3dc;padding:40px 0 48px;font-size:13px;text-align:center}
.footer-logo{width:110px;margin:0 auto 16px;background:var(--off);border-radius:12px;padding:8px}
.footer p{margin:8px auto;max-width:720px}
.footer a{color:var(--gold);text-decoration:none}
.legal{font-weight:600}
.disclaimer{color:#bdb6ad;font-size:12px}
/* v2 fixes */
.citylines{display:none}
.filtered .citylines{display:block}
.hero-in{max-width:1080px;display:grid;grid-template-columns:1fr;gap:36px;align-items:center}
.hero-text{max-width:680px}
.hero-photo{display:none;margin:0}
@media(min-width:900px){.hero-in{grid-template-columns:minmax(0,1fr) 300px}.hero-photo{display:block}}
.hero-photo img{width:300px;height:300px;object-fit:cover;border-radius:50% 50% 16px 16px;border:5px solid var(--white);box-shadow:0 10px 30px rgba(31,58,147,.18)}
.hero-photo figcaption{margin-top:14px;text-align:center;font:600 italic 18px var(--serif);color:var(--navy)}
.hero-photo figcaption span{font:600 11px var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-style:normal}
.jump{display:flex;gap:18px;flex-wrap:wrap;margin-top:34px;padding-top:18px;border-top:1px solid var(--taupe)}
.jump a{font:600 13px var(--sans);color:var(--navy);text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:2px}
.logo{height:50px}
section,article{scroll-margin-top:76px}